Am I Covered If I’m Injured as a Passenger?

Imagine being in a car accident, but you’re not the driver. You have no control over your own safety, except to wear a seat belt and hope your driver is as safe as possible. Unfortunately, you can suffer harm as a passenger in a car accident. In these situations, it helps to recognize your rights to pursue compensation and understand what legal options work best for you.

You may have questions about which insurance company you go through, if your own insurance provider will help, and what you can do moving forward. Below, we’ll help you understand your rights so you can seek the compensation you deserve.

Who You File a Claim Against

Assuming that the at-fault driver carries insurance, you pursue compensation through that person’s insurance provider. However, the scenario in which the accident occurs can change who is liable for your damages. Here are a few different scenarios to consider:

• You’re in a car with your friend, and a driver in another car is texting and driving. They crash into the vehicle you’re in, and you suffer injuries. The driver in the other vehicle is responsible.
• You’re in a car with your friend, and he or she starts speeding. The driver in your car crashes into someone else, and you suffer an injury. Your friend is responsible for the injuries, and you may go through his or her insurance provider.

In some situations, a crash may involve a third-party, such as an auto manufacturer. If a faulty auto part or defect causes your crash, you may hold the manufacturer accountable for your damages.

What You Can Recover

Suffering an injury as a passenger affords you the same rights as if you were driving the car. You can file a claim for the same damages—economic and non-economic—that you normally would in a car accident claim. You have the right to pursue compensation for medical bills, lost wages, property damage, pain and suffering, and other expenses associated with your injury.

At Briggle & Polan, PLLC, our Austin car accident lawyers focus on you and your best interests. We take legal action on your behalf to pursue the outcome you need to move forward and feel confident in what the future holds. Let our team be your voice when you need it.

Call us today at (512) 400-3278.